1. Identification
2. Settlement funds (if applicable)
3. Proof of payment of property tax

Identification
Photo identification is required at closing in the form of a driver’s license or passport. Lack of proper identification may delay or even postpone your closing.

Settlement funds
In some instances, the seller is required to bring funds to closing, in order to complete the transaction. (This can happen when the fees associated with the transaction exceed the proceeds of the sale.) In these instances, we require a certified check, cashier’s check, money order, bank check, or teller's check. The settlement agent will provide you with payment details prior to settlement. Only one check will be required for closing. This check will cover the total amount of your transaction and the settlement agent will disburse the funds to the required parties accordingly. Funds may also be wired into our account. Wiring instructions can be faxed upon request. . If you are bringing cash to your closing, we will accept cash in any amount, up to $10,000.00. Please limit personal checks to no more than $500.00.

Proof of payment of property tax
You will need to provide proof of payment of the current and preceding year’s property taxes. This proof can be in the form of a receipt or tax certification from the tax collector, or it can be a cancelled check showing proof of payment.

All parties who are on the current deed to the property should plan to attend settlement, if at all possible. Even if your spouse is not on the current deed, they will need to sign the new deed transferring the property to the buyer(s), in order to sign off on their spousal interest in the property.

If you are unable to attend closing, due to unavoidable circumstances, please let us know in advance so the appropriate settlement documents can be prepared and sent to you by mail. These documents would need to be executed in the presence of a notary public and returned to our office prior to the scheduled date of closing.

You will have online access to a preliminary settlement statement 6-8 days after title insurance has been ordered. Final closing figures will be available approximately 5 business days prior to the date of settlement.

Yes, you should pay the current tax bill. The taxes will be pro-rated at the closing, and you will be reimbursed by the buyers for their share of the tax based upon the closing date. If something happens that prevents you from closing on the anticipated closing date, your taxes could go into the penalty period if they have not been paid.

Any real property tax bill that you have received from your taxing jurisdiction, which is either not yet due or has not yet been paid, should be given to the settlement agent prior to or at the time of closing. These taxes will be charged on the settlement statement and paid at closing.

No, you do not need to bring your Deed to closing as a new Deed will have to be prepared for execution at closing to convey ownership of the property to the buyer(s). You may, however, provide a copy of your Deed prior to settlement to whomever you choose to handle Deed preparation. HomeLink is happy to provide Deed preparation services or you may use a document preparer of your choosing.